Credit Rating of Banks and Customers Course

Credit rating of banks and customers

Introduction

    The importance of training courses is not only limited to professional life, as most of us think but training courses aim to transfer knowledge and practical experiences that enrich the skills of individuals and enhance their self-confidence, which contributes to the preparation of cadres which in turn contributes to the development and progress of institutions. Therefore, Strategic Vision Training Center aims to enhance the skills and experiences of individuals through the strongest training programs to keep pace with every development in the labor market.

Objectives

• Introduce participants to the concept of risk management and the business associated with it

• Credit rating and identification and measurement of credit risk

• How to apply special approaches and identify credit risks

• Modern rules for risk management in banks

• The comprehensive evaluation system for the bank's performance camel

• Familiarize the participants with the basis for determining the degree of credit risk for customers and the formation of loan provisions

• Explanation of the basic framework for assessing the degree of credit risk and the formation of loan provisions

Who should attend?

Risk management staff - credit management staff - internal auditors - external auditors - investment management and project evaluation staff

Course content:

Part one: Explanation of the concept of risk management and the business associated with it

• Identifying and measuring credit risk

• Simplified statistical methods for measuring risk

• Basic principles of credit risk management

• Credit management rating models

 Part Two: The comprehensive performance of the camel. Banks assessment

The third part is the structure of credit risk management and its role in determining the credit risk factor

• Correlation between credit risk assessment and provisioning

• Basics of customer classification

• Methodology for determining the degree of credit risk and loan provisions for companies

• Methodology for determining the degree of credit risk and loan provisions for projects

• Those interested in participating

Training methods:

• Case studies and practical exercises

• Role-playing

• Work simulation exercises

• Related videos

• Visual display

• Group workshops

• Guidance

Preparing the training bag

• At Strategic Vision Training Center, we are always keen on providing the best standards for the training content we offer

• Each program and training bag should include several axes:

           Analysis - Design - Development - Implementation – Evaluation

• In addition to, specialized team in designing training materials with the best quality standards which is appropriate to the needs and variables of training

Preparation of the training environment

One of our top priorities

• Choosing a training site, which is easy to be accessed by the trainees and that the training halls are suitable for the training program in terms of quality and luxury standards that we are keen on

The following factors are taken into consideration when choosing a training hall:

•  General atmosphere (space - system - ventilation)

•  Equipment of the hall (a place for rest periods - the quality of the offered food and beverage)